Scotiabank Platinum American Express® Card: Premium Rewards and Benefits

The Scotiabank Platinum American Express® Card is designed for travelers and high spenders seeking robust rewards, exceptional travel privileges, and extensive insurance coverage. With no foreign transaction fees and 2X Scene+ points on every purchase, the Scotiabank Platinum American Express card offers unmatched value for frequent travelers and lifestyle enthusiasts.

Key Features at a Glance

• Annual Fee: $399
• Supplementary Card Fee: $99 per card
• Interest Rates:
  • Purchases: 9.99%
  • Cash Advances: 9.99%
• Rewards Rate:
  • Earn 2X Scene+ points on all eligible purchases.
  • Earn 3X Scene+ points on hotel and car rental bookings made through Scene+ Travel.
• Welcome Bonus: Up to 60,000 Scene+ points, valued at up to $600 in travel rewards.

Rewards and Redemption

Earning Points

• Earn 2X Scene+ points for every $1 spent on all eligible purchases.
• Earn 3X Scene+ points on hotel and car rentals through Scene+ Travel.

Redeeming Points

• Travel: Redeem points for flights, hotels, and car rentals with Scene+ Travel.
• Apply Points to Travel: Use points to cover travel purchases made outside Scene+ Travel within 12 months.
• Everyday Rewards: Redeem points for gift cards, dining, entertainment, and statement credits.

Exclusive Travel Benefits

1. No Foreign Transaction Fees:
   • Save 2.5% on all foreign currency purchases, whether online or abroad.
2. Airport Lounge Access:
   • 10 complimentary Priority Pass lounge visits annually for the primary cardholder.
   • Supplementary cardholders receive 4 free lounge visits per year.
3. Luxury Travel Privileges:
   • Access premium concierge services for 24/7 assistance.
   • Exclusive perks through American Express Experiences®, including Front of the Line® presale tickets.
4. Scene+ Travel Agency:
   • Earn 3X points on hotel and car rentals booked through Scene+ Travel.
   • Flexible redemption for travel using points, card payments, or a combination.

Comprehensive Insurance Coverage

1. Travel Insurance:
   • Emergency medical insurance for up to $1 million.
   • Trip cancellation and interruption insurance.
   • Lost or delayed baggage insurance.
2. Mobile Device Insurance:
   • Coverage up to $1,000 for damage, theft, or mechanical failure.
3. Purchase Protection:
   • Coverage for eligible purchases against theft or damage for up to 120 days.
   • Extended warranty protection for up to 1 additional year.

Additional Perks

1. American Express Invites®:
   • Early access to tickets for concerts, theater, and special events.
2. Concierge Services:
   • Personalized assistance for travel, dining, and lifestyle needs.
3. Hertz #1 Club Gold Membership:
   • Enjoy faster service and exclusive rental benefits worldwide.
4. Scene+ Rewards:
   • Redeem points for dining at popular restaurants like Swiss Chalet® and Montana’s®, or entertainment at Cineplex® and Playdium®.

How It Compares

Who Should Get This Card?

The Scotiabank Platinum American Express® Card is ideal for:

• Frequent travelers seeking no foreign transaction fees and extensive travel perks.
• Individuals who value premium rewards and flexible redemption options.
• High spenders looking to maximize points with 2X Scene+ points on every purchase.

Final Thoughts

The Scotiabank Platinum American Express® Card is a top-tier travel card with excellent rewards, luxurious travel perks, and no foreign transaction fees. With its robust earning potential, extensive insurance, and exclusive benefits, this card is perfect for those who want to make the most of their spending while enjoying premium services.

Apply today and unlock a world of rewards and privileges!