The King of Insurance and Travel Perks: Desjardins Odyssey Visa Infinite Privilege Card

The Desjardins Odyssey Visa Infinite Privilege Card is a premium credit card tailored for high-income individuals who seek exceptional travel perks, robust rewards, and the most comprehensive insurance coverage. With its impressive BONUSDOLLARS rewards program and luxury benefits, this card is a standout choice for frequent travelers and those who value premium services. Truly, it is the king of insurance and travel perks: Desjardins Odyssey Visa Infinite Privilege Card.

Key Features at a Glance

• Annual Fee: $295 (Desjardins members), $395 (non-members).
• Eligibility: Minimum income of $150,000 (personal) or $200,000 (household) or $400,000 in assets under management.
• Interest Rate:
  • Purchases: 11.9%
  • Cash Advances: 12.9%
• Rewards Program: Earn up to 4% BONUSDOLLARS on everyday spending.

Rewards Structure

• Annual Cap: The 3% rate for travel applies to the first $25,000 in purchases. After that, it earns at the rate of other purchases (1.75%).
• 1 BONUSDOLLAR = $1 for redemptions on eligible products, services, or gift cards.

Why This Card is the “King of Insurance”

The Desjardins Odyssey Visa Infinite Privilege Card offers unparalleled insurance coverage:

Comprehensive Travel Insurance

• Up to 60 consecutive days of coverage for emergency medical care, trip cancellation, lost luggage, and more for cardholders and their families.

Auto Rental Collision and Loss Damage Insurance

• Covers up to 48 consecutive days for theft or damage when you pay with your card.

Mobile Device Insurance

• Coverage of up to $1,500 for loss, theft, accidental damage, or mechanical failure of devices purchased with the card.

Purchase Protection and Extended Warranty

• Protect eligible purchases against damage or theft for 120 days and extends the manufacturer’s warranty by up to one additional year.

Luxury Travel Benefits

Airport Lounge Access

• Complimentary visits to two Desjardins Odyssey Lounges at Montréal-Trudeau International Airport.
• Enroll in Visa Airport Companion for access to lounges worldwide, with 6 free visits per year.

Visa Infinite Privilege Concierge

• 24/7 personal assistant service for travel planning, dining reservations, and ticket bookings.

Visa Infinite Luxury Hotel Collection

• Exclusive perks like automatic room upgrades, late check-out, complimentary breakfast, and more at premium properties.

Additional Benefits

• Hertz, Thrifty, and Dollar Car Rental Discounts:
  • Save up to 25% and enjoy waived underage fees at participating locations.
• Flexible Financing:
  • Pay for purchases over $200 in smaller installments with Accord D financing.
• Overdraft Protection:
  • Automatic cash advances to cover overdrafts, up to $5,000 daily.

Security Features

• Zero Liability Protection: You’re not responsible for unauthorized transactions.
• Desjardins Identity Protection: Proactive measures to safeguard your assets and identity.
• Fraud Alerts: Notifications for unusual activity on your account.

Comparing the Desjardins Odyssey Visa Infinite Privilege Card

Who Should Get This Card?

The Desjardins Odyssey Visa Infinite Privilege Card is perfect for:

• High-income earners looking for premium travel perks and comprehensive insurance.
• Frequent travelers who value lounge access and rewards flexibility.
• Desjardins members who want to maximize their BONUSDOLLARS rewards.

Final Thoughts

The Desjardins Odyssey Visa Infinite Privilege Card lives up to its reputation as the “King of Insurance” with unparalleled coverage, competitive rewards, and luxurious travel benefits. Its focus on comprehensive travel insurance and premium perks makes it a top-tier choice for discerning cardholders seeking both security and indulgence.

Apply today to elevate your travel experience and enjoy unmatched protection!