Why you Must Get this Card!; The Bilt Mastercard

The Bilt Mastercard is a groundbreaking credit card designed to help you earn rewards on everyday expenses, including rent—often one of your largest monthly costs. With no transaction fee for rent payments, the ability to earn points on various categories, and a $0 annual fee, this card is ideal for renters and savvy spenders looking to maximize their rewards potential.

Key Features

1. Earn Points on Rent Without a Transaction Fee

• Earn 1X points on rent payments, up to 100,000 points per year, with no transaction fee.
• Use the card at least 5 times per statement period to qualify for points.

2. Generous Earning Rates on Other Categories

• 3X points on dining, including 5X+ points at Bilt Neighborhood Dining Partners.
• 2X points on travel booked directly with airlines, hotels, car rental agencies, cruise lines, or through the Bilt Travel Portal.
• 1X points on all other purchases.

3. Double Points on Rent Day™

• On the first of each month, earn double points on dining, travel, and other purchases (excluding rent), up to 1,000 bonus points.

4. Fast Track to Bilt Elite Status

• Unlock milestone rewards and elite benefits like higher airline transfer bonuses and exclusive experiences by earning 25,000 points or more.

Why Choose the Bilt Mastercard?

1. Rent Rewards Without Fees

Rent is typically a non-rewardable expense, but the Bilt Mastercard changes the game:

• Pay rent to any landlord using the card without incurring a transaction fee.
• Redeem points toward future rent payments, down payments on homes, or travel rewards.

2. Dining and Neighborhood Perks

• Earn 5X+ points at Bilt Neighborhood Dining restaurants.
• Enjoy exclusive VIP benefits at local restaurants, fitness studios, and more.

3. Travel Flexibility

• Redeem points for travel with no blackout dates through the Bilt Travel Portal or transfer them to 14+ airline and hotel partners, including American Airlines AAdvantage®, World of Hyatt, and more.

4. Premium Protections

• Trip cancellation and interruption protection.
• Trip delay reimbursement.
• Auto rental collision damage waiver.
• Cell phone protection.

5. No Annual Fee

• Earn rewards and enjoy premium benefits without paying an annual fee.

How Points Add Up

1. Earn Points on Everyday Expenses

2. Redeem Points Your Way

• Travel: Book flights, hotels, and more via the Bilt Travel Portal or transfer points to travel partners.
• Rent: Offset future rent payments.
• Home Down Payment: Use points toward a home down payment.
• Experiences and Shopping: Redeem points for exclusive experiences or shop with points at Amazon.com.

Additional Benefits

1. Rewards on Rent

• Save up to $1,080 annually in waived transaction fees for rent payments.
• Boost your credit score with free rent reporting to credit bureaus.

2. Neighborhood Perks

• Earn 5X+ points at Bilt Neighborhood Dining Partners.
• Complimentary add-ons at neighborhood fitness studios.
• $5 monthly Lyft credits and 5X points on Lyft rides.

3. Travel Benefits

• No foreign transaction fees.
• Transfer points to airline and hotel partners.
• Access trip protections like travel insurance and rental car coverage.

4. Elite Status Milestones

• Reach Elite Status for extra perks like loyalty program status matches and higher travel transfer bonuses.

How It Stands Out

Comparison to Other No-Fee Cards

Pros and Cons

Pros

• Earn points on rent payments without incurring transaction fees.
• Strong earning potential in dining and travel categories.
• Flexible redemption options for points, including travel, rent, and home down payments.
• Robust travel protections and perks.
• No annual fee.

Cons

• Requires 5 transactions per statement period to earn points.
• Points cap of 100,000 on rent per year.

Who Should Get the Bilt Mastercard?

This card is perfect for:

• Renters: Maximize rewards on your largest recurring expense.
• Travel Enthusiasts: Earn and redeem points with valuable travel partners.
• Foodies: Get rewarded for dining out, especially at Bilt Neighborhood Dining Partners.
• Budget-Conscious: Enjoy premium perks and rewards without an annual fee.

Final Thoughts

The Bilt Mastercard is a game-changer for renters and everyday spenders. With no annual fee, the ability to earn points on rent, dining, and travel, and a wide range of redemption options, it offers unmatched value. Whether you’re saving for a dream vacation, your next rent payment, or a future home, the Bilt Mastercard has you covered.