Wells Fargo Autograph Journey® Card: Redefining Travel and Lifestyle Rewards

Generous Welcome Bonus
Earn 60,000 bonus points after spending $4,000 on purchases within the first 3 months. Equivalent to $600 toward travel or other redemptions.

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The Wells Fargo Autograph Journey® Card is an ideal travel and lifestyle companion, offering robust rewards, travel benefits, and consumer protections. Whether you’re jet-setting across the globe or dining at your favorite restaurant, this card ensures your spending is rewarding and secure. The Wells Fargo Autograph Journey provides a seamless experience for all your travel needs.


Key Features

Annual Fee

  • $95 annual fee, making it a competitive option for those seeking travel perks without premium card pricing.

Earning Rewards

  • 5X Points on hotel purchases.
  • 4X Points on airline purchases.
  • 3X Points on restaurants and other travel categories, including car rentals, cruise lines, and travel agencies.
  • 1X Points on all other purchases.

Exclusive Benefits and Perks

$50 Airline Credit

  • Receive an annual $50 statement credit when you make a minimum airline purchase of $50, perfect for offsetting travel expenses.

No Foreign Transaction Fees

  • Use your card internationally without incurring additional fees for currency conversions.

Travel Protections

  • Worldwide Automatic Common Carrier Travel Accident Insurance: Coverage up to $1,000,000 for accidental loss of life, limb, or sight when tickets are purchased with your card.
  • Lost Baggage Reimbursement: Receive up to $3,000 per trip if your luggage is lost or stolen.
  • Trip Cancellation/Interruption Insurance: Get reimbursed up to $15,000 for non-refundable expenses if your trip is canceled or interrupted for a covered reason.
  • Auto Rental Collision Damage Waiver: Primary coverage for damage or theft when you pay for your rental car with the card.
  • Travel and Emergency Assistance: Access emergency medical, legal, and travel assistance 24/7 anywhere in the world.

Reward Redemption Options

Flexibility in Rewards

  • Redeem points for travel, gift cards, or cash back.
  • Use the Redeem for Purchases feature to cover eligible purchases with rewards.
  • Shop with points at PayPal merchants for millions of online purchases.

Travel Booking

  • Book flights, hotels, and vacation packages through Wells Fargo Rewards® and pay using points, cash, or a combination of both.

Visa Signature® Privileges

Premium Hotel Experiences

  • Gain exclusive benefits through the Visa Signature Luxury Hotel Collection, such as room upgrades, late checkouts, and complimentary breakfasts at select properties.

24/7 Concierge Services

  • Get assistance with dining reservations, travel bookings, event tickets, and more with the Visa Signature Concierge.

Additional Card Features

Protection Benefits

  • Purchase Security: Covers eligible items against theft or damage within 90 days of purchase.
  • Extended Warranty: Adds an additional year to eligible manufacturer warranties of three years or less.

Cell Phone Protection

  • Coverage up to $1,000 per claim (maximum of two claims per year) when you pay your monthly cell phone bill with the card.

Zero Liability Protection

  • Cardholders are not held responsible for unauthorized charges if reported promptly.

Who Should Apply?

The Wells Fargo Autograph Journey® Card is a perfect choice for:

  1. Frequent Travelers: Earn higher rewards on hotels, airlines, and other travel expenses.
  2. Dining Enthusiasts: Generous 3X points on dining and restaurants make it ideal for foodies.
  3. Value Seekers: A $95 annual fee paired with strong earning potential and a $50 airline credit makes this card highly cost-effective.
  4. Safety-Conscious Consumers: Comprehensive travel and purchase protections provide peace of mind.

Comparison to Competitors

FeatureWells Fargo Autograph Journey®Chase Sapphire Preferred®Capital One Venture®
Annual Fee$95$95$95
Welcome Bonus60,000 points ($600 value)60,000 points ($750 travel value)75,000 miles ($750 travel value)
Earning Rates5X Hotels, 4X Airlines, 3X Dining3X Dining, 2X Travel2X on all purchases
Travel Credit$50 Airline CreditNoneNone
Point Redemption FlexibilityTravel, gift cards, purchasesTravel, Pay Yourself Back®Transfer to travel partners
Foreign Transaction FeesNoneNoneNone

Why Choose the Wells Fargo Autograph Journey® Card?

This card is a versatile travel and lifestyle solution, offering excellent rewards on travel and dining, strong redemption options, and robust protections. The added $50 airline credit, no foreign transaction fees, and comprehensive insurance benefits ensure that cardholders get exceptional value at a modest annual fee.


Apply today and start earning rewards that go the extra mile on every journey!


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