The Chase Sapphire Reserve® Credit Card is a flagship card for travelers seeking premium rewards and unparalleled benefits. With extraordinary points-earning potential, generous travel credits, and comprehensive perks, this Chase Sapphire Reserve card is an ideal choice for globetrotters and everyday adventurers alike.
Key Features and Welcome Offer
Competitive Annual Fee
- $550 annual fee, plus $75 per authorized user. While this might seem high, the extensive benefits and credits more than compensate for it.
Flexible Redemption Options
- Redeem points for travel, statement credits, gift cards, or transfer them 1:1 to leading airline and hotel loyalty programs.
- No blackout dates when booking travel through Chase Ultimate Rewards®.
Earning Points
Top Earning Rates
- 10X Points on hotels and car rentals booked through Chase Travel, after the $300 annual travel credit is applied.
- 5X Points on flights booked through Chase Travel.
- 3X Points on other travel worldwide (after the first $300 annual travel credit).
- 3X Points on dining, including takeout and eligible delivery services.
- 10X Points on Chase Dining purchases.
Everyday Purchases
- Earn 1X points on all other purchases, ensuring no spending goes unrewarded.
Annual Travel Credits and Exclusive Perks
$300 Annual Travel Credit
- Automatically reimburses travel purchases up to $300 annually, including flights, hotels, rideshares, and public transportation.
Airport Lounge Access
- Complimentary access to 1,300+ airport lounges worldwide with Priority Pass™ Select membership, including Chase Sapphire Lounges by The Club.
- Bring up to two guests at no additional charge.
Global Entry, TSA PreCheck®, or NEXUS Fee Credit
- Get a statement credit of up to $120 every four years for these trusted traveler programs, expediting your airport experience.
Exclusive Hotel Benefits
- Access The EditSM, a curated collection of premium hotels offering perks like daily breakfast for two, $100 property credits, and room upgrades (subject to availability).
Comprehensive Travel Protection
Chase Sapphire Reserve® is renowned for its robust travel protections, ensuring peace of mind wherever you go:
Auto Rental Collision Damage Waiver
- Primary coverage of up to $75,000 for theft and collision damage in the U.S. and abroad.
Trip Cancellation/Interruption Insurance
- Reimbursement of up to $10,000 per traveler and $20,000 per trip for non-refundable travel expenses due to covered reasons like illness or severe weather.
Trip Delay Reimbursement
- Receive up to $500 per traveler for delays of over 6 hours or requiring an overnight stay, for expenses like meals and lodging.
Lost and Delayed Baggage Protection
- Up to $3,000 for lost luggage and $100 per day (up to 5 days) for delayed bags.
Emergency Evacuation and Medical Coverage
- Reimbursement of up to $100,000 for emergency evacuation or transportation if you’re injured or sick while traveling.
Dining, Rideshare, and Entertainment Perks
Dining Benefits
- Earn 3X Points on dining worldwide.
- Access exclusive culinary experiences through Reserved by Sapphire and Chase Dining.
Lyft and Peloton Benefits
- 10X Points on Lyft rides through March 2025.
- Complimentary 2-year Lyft Pink All Access membership for discounted rides and benefits.
- 10X Points on Peloton purchases over $150 (up to 50,000 points).
DoorDash DashPass Subscription
- Complimentary DashPass for at least one year, offering $0 delivery fees and reduced service fees on DoorDash and Caviar orders.
Redemption Made Easy
50% More Value with Chase Travel
- Redeem points for travel through Chase Ultimate Rewards® at 1.5 cents per point.
- Example: 60,000 points = $900 in travel value.
1:1 Point Transfer
- Transfer points to over 10 airline and hotel loyalty programs, including United MileagePlus®, World of Hyatt, and Marriott Bonvoy.
Additional Card Benefits
Purchase Protection
- Coverage for damage or theft of eligible items within 120 days, up to $10,000 per claim and $50,000 per year.
Return Protection
- Get reimbursed for items a retailer won’t accept as returns within 90 days, up to $500 per item and $1,000 annually.
Extended Warranty Protection
- Extend U.S. manufacturer warranties by an additional year on eligible items with warranties of three years or less.
Fraud and Security Features
- Zero Liability Protection: You’re not responsible for unauthorized charges.
- 24/7 fraud monitoring with instant alerts.
Who Should Apply?
The Chase Sapphire Reserve® Credit Card is perfect for:
- Frequent Travelers: With premium travel perks, high earning rates, and robust protections, this card is a must-have for jet-setters.
- Food Enthusiasts: Enjoy top dining rewards, exclusive events, and restaurant credits.
- Luxury Seekers: From VIP lounge access to premium hotel benefits, this card elevates every trip.
Comparison with Competitors
Feature | Chase Sapphire Reserve® | American Express® Platinum | Capital One Venture X® |
---|---|---|---|
Annual Fee | $550 | $695 | $395 |
Welcome Offer | 60,000 points (worth $900) | 80,000 points (worth $800+) | 75,000 miles (worth $750) |
Travel Credit | $300 annually | $200 airline fee credit | $300 annual travel credit |
Lounge Access | Priority Pass + Chase Lounges | Centurion + Priority Pass | Priority Pass |
Point Transfer Partners | 1:1 with major programs | Extensive airline/hotel list | Limited airline/hotel list |
Apply now for the Chase Sapphire Reserve® Credit Card and unlock unparalleled travel experiences, luxurious perks, and rewards that work as hard as you do.
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