Chase Ink Business Cash®: Maximize Your Business Spending with High Cash Back Rewards

The Chase Ink Business Cash® Credit Card is a powerful tool for small business owners seeking to earn significant cash back on everyday expenses. With a lucrative sign-up bonus, no annual fee, and enhanced rewards on business-related purchases, this card is built to make every dollar work harder for your business.

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Key Features

Outstanding Cash Back Rates

• 5% Cash Back: On the first $25,000 spent annually in combined purchases at:
  • Office supply stores.
  • Internet, cable, and phone services.
• 2% Cash Back: On the first $25,000 spent annually in combined purchases at:
  • Gas stations.
  • Restaurants.
• 1% Cash Back: On all other purchases with no limit.

Intro APR

• Enjoy 0% intro APR for 12 months on purchases. After that, a variable APR of 17.74%–25.74% applies.

No Annual Fee

• With $0 annual fee, every reward earned directly benefits your bottom line.

How Rewards Work

• Unlimited Cash Back: Earn cash back on every purchase with no minimum redemption amount through Chase Ultimate Rewards®.
• Flexible Redemption Options:
  • Redeem cash back as a statement credit to reinvest in your business.
  • Use rewards for travel bookings, gift cards, or purchases at Amazon.com and PayPal.

Additional Benefits

Travel and Purchase Protections

• Purchase Protection: Covers new purchases against damage or theft for 120 days (up to $10,000 per claim).
• Extended Warranty: Adds one year to eligible U.S. manufacturer warranties (for warranties of three years or less).
• Zero Liability Protection: You won’t be held responsible for unauthorized charges.
• Fraud Protection: 24/7 fraud monitoring alerts you to unusual activity.

Convenience

• Tap to Pay: Make secure contactless payments with ease wherever the tap-to-pay symbol is displayed.
• Free Employee Cards: Add employee cards at no extra cost to help streamline your business expenses.

Comparison With Similar Business Credit Cards

How Much Can Your Business Earn?

For example:

• Spend $3,000 monthly at 5% categories: Earn $150/month.
• Spend $3,000 monthly at 2% categories: Earn $60/month.
• Spend $3,000 monthly at 1% categories: Earn $30/month.

Total Annual Earnings: $3,080 cash back, including the welcome bonus!

Why Choose Chase Ink Business Cash®?

1. High Rewards on Business Expenses: Perfect for businesses with regular expenses in office supplies, internet, and dining.
2. Flexibility: Redeem rewards for cash, travel, or purchases.
3. No Cost: Zero annual fee ensures every reward contributes to your savings.
4. Peace of Mind: Comprehensive protections safeguard your purchases and business activities.

Who Should Get This Card?

The Chase Ink Business Cash® is ideal for:

• Small business owners looking to maximize rewards on essential business spending.
• Entrepreneurs who prefer no annual fee while earning competitive rewards.
• Businesses with consistent spending on office supplies, internet, dining, and gas.

Final Thoughts

The Chase Ink Business Cash® Credit Card is a standout choice for small business owners, offering substantial cash back in high-spending categories, a generous welcome bonus, and essential business-friendly benefits—all with no annual fee. With the ability to reinvest rewards directly into your business, this card is a smart and rewarding financial tool.

Apply today and start turning your everyday business expenses into valuable cash back!